Credit Reports
Get an instant credit report and see
your credit score rating! A credit score is a single number, based on an
analysis of information contained in a credit report, that provides an
indication of how likely a person is to repay his or her debts. It is based on
several types of information, including payment history, amount of debt owed,
and types of credit used. Credit scores, and the credit reports on which they
are based, increasingly influence consumer access to credit, housing, insurance,
basic utility services, and even employment. FICO credit scores, which are
customized for each of the three major credit bureaus as well as for lender,
generally range between 400 and 850, with 680 or above considered a
"prime" or "very good" borrower.